:root {
  --primary: #D97706;
  --primary-dark: #92400E;
  --secondary: #6366F1;
  --secondary-dark: #4338CA;
  --ink: #451A03;
  --muted: #7C5B3A;
  --cream: #FFF7ED;
  --cream-2: #FFFBF5;
  --line: #F1D6B8;
  --white: #FFFFFF;
  --shadow: 0 22px 60px rgba(69, 26, 3, 0.12);
  --shadow-soft: 0 14px 38px rgba(69, 26, 3, 0.08);
  --radius: 24px;
  --radius-sm: 14px;
  --container: 1180px;
  --font: 'Plus Jakarta Sans', system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: linear-gradient(180deg, #fff 0%, var(--cream-2) 54%, #fff 100%);
  line-height: 1.65;
  text-rendering: optimizeLegibility;
}
a { color: inherit; text-decoration: none; }
a:hover { color: var(--primary-dark); }
img { max-width: 100%; display: block; }
button, input { font: inherit; }
.container { width: min(var(--container), calc(100% - 32px)); margin-inline: auto; }
.narrow { max-width: 820px; margin-inline: auto; }
.skip-link { position: absolute; left: -999px; top: 12px; background: var(--ink); color: white; padding: 10px 14px; border-radius: 10px; z-index: 100; }
.skip-link:focus { left: 12px; }
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255, 251, 245, 0.88);
  backdrop-filter: blur(18px);
  border-bottom: 1px solid rgba(241, 214, 184, 0.78);
}
.nav-shell { display: flex; align-items: center; justify-content: space-between; min-height: 76px; gap: 20px; }
.brand { display: inline-flex; align-items: center; gap: 12px; font-weight: 800; letter-spacing: -0.03em; }
.brand:hover { color: var(--ink); }
.brand-mark { width: 42px; height: 42px; display: grid; place-items: center; border-radius: 14px; color: white; background: radial-gradient(circle at 30% 20%, #FBBF24, var(--primary) 58%, var(--primary-dark)); box-shadow: 0 10px 24px rgba(217,119,6,.28); }
.brand small { display: block; margin-top: -6px; font-size: 12px; font-weight: 700; color: var(--secondary); letter-spacing: .08em; text-transform: uppercase; }
.main-nav { display: flex; align-items: center; gap: 6px; }
.main-nav a { padding: 10px 12px; border-radius: 999px; font-size: 14px; font-weight: 700; color: var(--muted); transition: .22s ease; }
.main-nav a:hover, .main-nav a.active { background: #FFF0DA; color: var(--primary-dark); }
.main-nav .nav-cta { background: var(--ink); color: white; padding-inline: 16px; }
.main-nav .nav-cta:hover { background: var(--primary); color: white; transform: translateY(-1px); }
.nav-toggle { display: none; align-items: center; gap: 8px; border: 0; background: var(--ink); color: white; border-radius: 999px; padding: 10px 14px; cursor: pointer; }
.hero { padding: 72px 0 56px; overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: 1.02fr .98fr; gap: 54px; align-items: center; }
.hero-copy { position: relative; }
.eyebrow { display: inline-flex; align-items: center; gap: 8px; color: var(--secondary-dark); font-weight: 800; letter-spacing: .08em; text-transform: uppercase; font-size: 12px; }
.eyebrow svg { width: 16px; height: 16px; }
h1, h2, h3 { line-height: 1.08; letter-spacing: -0.045em; margin: 0 0 18px; }
h1 { font-size: clamp(42px, 7vw, 76px); max-width: 980px; }
h2 { font-size: clamp(30px, 4vw, 48px); }
h3 { font-size: clamp(21px, 2.2vw, 28px); }
p { margin: 0 0 18px; color: var(--muted); }
.lead { font-size: clamp(18px, 2vw, 22px); color: #5F3616; max-width: 760px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin: 30px 0; }
.center-actions { justify-content: center; }
.btn { display: inline-flex; align-items: center; justify-content: center; min-height: 50px; padding: 14px 20px; border-radius: 999px; font-weight: 800; transition: .24s ease; border: 1px solid transparent; }
.btn-primary { color: white; background: linear-gradient(135deg, var(--primary), #F59E0B); box-shadow: 0 14px 32px rgba(217,119,6,.28); }
.btn-primary:hover { color: white; transform: translateY(-2px); box-shadow: 0 18px 42px rgba(217,119,6,.36); }
.btn-ghost { background: white; border-color: var(--line); color: var(--ink); }
.btn-ghost:hover { border-color: var(--primary); color: var(--primary-dark); transform: translateY(-2px); }
.btn.full { width: 100%; }
.trust-row { display: flex; flex-wrap: wrap; gap: 10px; }
.trust-row span { display: inline-flex; gap: 5px; padding: 9px 12px; background: white; border: 1px solid var(--line); border-radius: 999px; font-size: 13px; color: var(--muted); }
.trust-row strong { color: var(--ink); }
.hero-panel { position: relative; border-radius: 34px; padding: 12px; background: linear-gradient(135deg, rgba(217,119,6,.22), rgba(99,102,241,.18)); box-shadow: var(--shadow); }
.hero-panel::before { content: ''; position: absolute; inset: -28px -38px auto auto; width: 170px; height: 170px; border-radius: 50%; background: rgba(99,102,241,.16); z-index: -1; }
.hero-panel img { border-radius: 26px; min-height: 500px; object-fit: cover; filter: saturate(1.04) contrast(.98); }
.score-card { position: absolute; left: -22px; bottom: 30px; max-width: 270px; padding: 20px; background: rgba(255,255,255,.92); border: 1px solid rgba(241,214,184,.9); border-radius: 22px; box-shadow: var(--shadow-soft); backdrop-filter: blur(14px); }
.score-card span, .score-card small { display: block; color: var(--muted); }
.score-card strong { display: block; font-size: 42px; line-height: 1; color: var(--primary-dark); margin: 8px 0; }
.section { padding: 82px 0; }
.section.cream, .cream { background: linear-gradient(180deg, #FFF7ED, #FFFDF8); border-block: 1px solid rgba(241,214,184,.55); }
.section-head { margin-bottom: 34px; }
.section-head.narrow { text-align: center; }
.verdict-grid { display: grid; grid-template-columns: 1.1fr .95fr .95fr; gap: 20px; }
.verdict-card, .guide-card, .metric-card, .checklist-card, .accent-box, .calculator, .process-grid article { background: var(--white); border: 1px solid rgba(241,214,184,.92); border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow-soft); }
.verdict-card.highlighted { background: linear-gradient(145deg, var(--ink), #713F12); color: white; transform: translateY(-8px); }
.verdict-card.highlighted p, .verdict-card.highlighted a { color: #FFE8C7; }
.verdict-card a, .guide-card a, .legal a, .metric-card a { font-weight: 800; color: var(--secondary-dark); }
.pill { display: inline-flex; width: fit-content; padding: 7px 11px; border-radius: 999px; background: #EEF2FF; color: var(--secondary-dark); font-weight: 800; font-size: 12px; text-transform: uppercase; letter-spacing: .06em; margin-bottom: 16px; }
.pill.muted { background: #FFF0DA; color: var(--primary-dark); }
.comparison-wrap { overflow: hidden; }
.table-card { overflow-x: auto; background: white; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow-soft); }
table { width: 100%; border-collapse: collapse; min-width: 760px; }
th, td { padding: 20px; text-align: left; border-bottom: 1px solid #F4E2CC; vertical-align: top; }
th { background: #FFF0DA; color: var(--primary-dark); font-size: 13px; text-transform: uppercase; letter-spacing: .06em; }
tr:last-child td { border-bottom: 0; }
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 34px; align-items: start; }
blockquote { margin: 22px 0 0; padding: 18px 22px; border-left: 5px solid var(--primary); background: #FFF7ED; border-radius: 0 16px 16px 0; font-size: 22px; font-weight: 800; color: var(--ink); }
.check-list { list-style: none; padding: 0; margin: 18px 0 0; display: grid; gap: 12px; }
.check-list li { position: relative; padding-left: 32px; color: var(--muted); }
.check-list li::before { content: '✓'; position: absolute; left: 0; top: 0; width: 22px; height: 22px; display: grid; place-items: center; border-radius: 50%; background: #ECFDF5; color: #047857; font-weight: 900; font-size: 13px; }
.accent-box { background: linear-gradient(145deg, #EEF2FF, #FFFFFF); border-color: #C7D2FE; }
.calculator-section { background: radial-gradient(circle at 0% 0%, rgba(99,102,241,.12), transparent 35%), radial-gradient(circle at 100% 30%, rgba(217,119,6,.16), transparent 34%); }
.calc-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 36px; align-items: center; }
.calculator { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.calculator label { font-weight: 800; color: var(--ink); }
.calculator input { width: 100%; margin-top: 8px; border: 1px solid var(--line); border-radius: 14px; padding: 12px 14px; outline: none; background: #FFFDF8; }
.calculator input:focus { border-color: var(--secondary); box-shadow: 0 0 0 4px rgba(99,102,241,.12); }
.calc-result { grid-column: 1 / -1; background: var(--ink); color: white; border-radius: 20px; padding: 22px; }
.calc-result span { color: #FED7AA; }
.calc-result strong { display: block; font-size: clamp(32px, 5vw, 48px); line-height: 1; margin: 8px 0 12px; }
.calc-result p { color: #FFE8C7; margin: 0; }
.calculator .btn { grid-column: 1 / -1; }
.silo-grid { display: grid; grid-template-columns: 1.15fr 1fr 1fr 1fr; gap: 20px; align-items: stretch; }
.guide-card { transition: .24s ease; }
.guide-card:hover { transform: translateY(-5px); box-shadow: var(--shadow); }
.guide-card svg { width: 34px; height: 34px; color: var(--secondary); margin-bottom: 18px; }
.faq details { background: white; border: 1px solid var(--line); border-radius: 18px; padding: 18px 22px; margin-top: 14px; box-shadow: 0 8px 22px rgba(69,26,3,.05); }
.faq summary { cursor: pointer; font-weight: 800; font-size: 18px; }
.faq details p { margin-top: 12px; margin-bottom: 0; }
.final-cta { padding: 62px 0 86px; }
.final-card { display: grid; grid-template-columns: 1fr auto; gap: 28px; align-items: center; padding: 34px; border-radius: 30px; color: white; background: linear-gradient(135deg, var(--ink), var(--primary-dark)); box-shadow: var(--shadow); }
.final-card p { color: #FFE8C7; }
.final-card .eyebrow { color: #C7D2FE; }
.page-hero { padding: 78px 0 60px; text-align: center; background: radial-gradient(circle at 50% 0%, rgba(217,119,6,.16), transparent 42%); }
.cards-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.metric-card span { display: inline-flex; align-items: center; justify-content: center; width: 44px; height: 44px; border-radius: 14px; background: #FFF0DA; color: var(--primary-dark); font-weight: 900; margin-bottom: 18px; }
.metric-card.highlighted-soft { background: linear-gradient(145deg, #FFF7ED, #EEF2FF); border-color: #C7D2FE; }
.process-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.process-grid article span { display: inline-grid; place-items: center; width: 38px; height: 38px; border-radius: 50%; background: var(--secondary); color: white; font-weight: 900; margin-bottom: 18px; }
.legal h2 { margin-top: 30px; font-size: 28px; }
.site-footer { padding: 62px 0 28px; background: #2A1003; color: white; }
.footer-grid { display: grid; grid-template-columns: 1.35fr .8fr .8fr .95fr; gap: 34px; align-items: start; }
.footer-brand { margin-bottom: 16px; }
.site-footer p, .site-footer a, .site-footer li { color: #FAD9B5; }
.site-footer h2 { font-size: 16px; letter-spacing: .04em; text-transform: uppercase; margin-bottom: 14px; color: white; }
.site-footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.micro { font-size: 13px; opacity: .9; }
.footer-cta { padding: 22px; border: 1px solid rgba(255,255,255,.16); border-radius: 22px; background: rgba(255,255,255,.06); }
.footer-cta strong { display: block; font-size: 28px; margin: 4px 0 8px; }
.footer-bottom { display: flex; justify-content: space-between; gap: 16px; padding-top: 28px; margin-top: 34px; border-top: 1px solid rgba(255,255,255,.12); color: #FED7AA; font-size: 14px; }
.reveal-on-scroll { opacity: 0; transform: translateY(22px); transition: opacity .7s ease, transform .7s ease; }
.reveal-on-scroll.revealed { opacity: 1; transform: translateY(0); }
@media (max-width: 980px) {
  .nav-toggle { display: inline-flex; }
  .main-nav { position: absolute; left: 16px; right: 16px; top: 82px; display: none; flex-direction: column; align-items: stretch; padding: 16px; background: white; border: 1px solid var(--line); border-radius: 22px; box-shadow: var(--shadow); }
  .main-nav.open { display: flex; }
  .main-nav a { text-align: center; }
  .hero-grid, .two-col, .calc-grid, .final-card { grid-template-columns: 1fr; }
  .hero-panel img { min-height: 360px; }
  .score-card { left: 18px; right: 18px; bottom: 18px; max-width: none; }
  .verdict-grid, .cards-3, .silo-grid, .process-grid, .footer-grid { grid-template-columns: 1fr 1fr; }
  .silo-grid .section-head { grid-column: 1 / -1; }
}
@media (max-width: 640px) {
  .container { width: min(100% - 24px, var(--container)); }
  .hero, .page-hero { padding-top: 48px; }
  .section { padding: 58px 0; }
  .hero-actions, .trust-row { flex-direction: column; }
  .btn { width: 100%; }
  .verdict-grid, .cards-3, .silo-grid, .process-grid, .footer-grid, .calculator { grid-template-columns: 1fr; }
  .verdict-card.highlighted { transform: none; }
  .calculator .btn, .calc-result { grid-column: auto; }
  .final-card { padding: 24px; }
  .footer-bottom { flex-direction: column; }
  h1 { font-size: 40px; }
  table { min-width: 680px; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition: none !important; }
  .reveal-on-scroll { opacity: 1; transform: none; }
}